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40+ lenders · No credit score impact

Business finance,
funded fast.

Compare tailored offers from 40+ lenders in minutes — and get working capital, equipment or vehicle finance in your account in as little as 24 hours. No home as security.

★★★★★ Trusted by 1,000s of Aussie SMEs
$0
Funded
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Businesses
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To funding
No credit check · 2 minutes
1Loan
2Business
3You

What do you need funding for?

Pick the closest fit — we'll fine-tune it together.

How much & for how long?

A best guess is fine.

$10k$200k$500k$750k

What will the funds be used for?

Tap the best match.

Which business is this for?

Start typing — we'll find your ABN automatically.

A little about the business

This helps us match the right lenders.

$0$100k$250k$500k+

Almost there

A few optional details that sharpen your offers.

Where should we send your offers?

A specialist will reach out — no obligation, no spam.

🔒 256-bit encryption · No credit pull · Matched to 40+ lenders

Matching you with lenders…

Reading your business profile…

You're matched! 🎉

Based on your profile we've matched you with 2 of Australia's best lenders for your finance. They're ready to fund you — and will reach out as soon as possible.

⚡ Fast-track your approval optional

Securely connect your main business account so lenders can verify your turnover instantly — read-only, bank-grade encryption, and your passwords are never seen or stored.

🔒 256-bit encryption👁️ Read-only access⚡ Instant verification

Powered by illion Open Data Solutions

A ClickCapital specialist is reviewing your match and will call within one business day.

💬 Message your ClickCapital broker

Anything you'd like them to know before they call? Best time to reach you, how urgent it is, or a question.

Prefer to book a call? Pick a time
Funded in 24 hoursNo credit score impact40+ lendersNo home as securityFBAA accredited$10k–$5MFunded in 24 hoursNo credit score impact40+ lendersNo home as securityFBAA accredited$10k–$5M

ACCESS 40+ OF AUSTRALIA'S LEADING LENDERS

Why ClickCapital

Fast, flexible & trusted — see why we're the go-to.

We've reimagined business lending around speed, simplicity and you — not the banks' paperwork.

Funded in as little as 24 hours

A decision in minutes and money in your account the next day — not weeks of back-and-forth with a bank.

0
To apply
0
To funding

No credit score impact

Compare offers completely risk-free.

Personalised offers

Matched to the right lenders for you.

Real expert support

FBAA-accredited brokers in your corner from first chat to final settlement — no call centres, no runaround.

No home as security

Keep your house out of it.

Sharp rates

40+ lenders compete for you.

Finance products

One partner for every
funding need.

From working capital to vehicles, property and equipment — without putting your family home on the line.

ClickCapital mascot
Our mission

We empower Australian small businesses.

We know how hard it is for business owners to get money from the banks — who too often want your house as security before they'll lend a cent.

We don't think that's fair. So we've brought together a unique blend of lenders to fund vehicles, property, working capital, assets and yellow goods — all without putting up your home.

Our story
How it works

Funded in 3 simple steps.

Hassle-free loan matching with zero impact on your credit score.

1

Tell us about your business

Answer a few quick questions — less than 2 minutes.

2

Compare your options

We match you with top lenders offering the best deals.

3

Get funded fast

Receive funds in as little as 24 hours.

$0

Australian dollars funded

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Businesses funded

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Lenders & finance products

Free financial guide
Free resource

Smart financial moves start here — claim your free guide.

Your personalised financial blueprint for success, built for Australian small business owners.

Quick & easy download — no lengthy sign-ups
Insights for growth — backed by financial experts
Designed for your industry — practical, real-world advice
Download my free guide
Repayment calculator

Crunch the numbers in real time.

Move the sliders to estimate repayments. Indicative only — your specialist confirms exact terms.

Apply with these numbers
Estimated monthly repayment
$1,575
$94,500
Total repaid
$19,500
Total interest
The ClickCapital app

Apply, compare & get funded — from your pocket.

Match with 40+ lenders in minutes, track your application, and get the money in as little as 24 hours.

Welcome in
Welcome in
Pick your finance
Pick your finance
Tell us the amount
Tell us the amount
Compare lender matches
Compare lender matches
Get approved
Get approved
Customer love

Love at first loan? Our customers think so.

I'd just taken on two new apprentices and needed a capital injection between jobs. ClickCapital's Unsecured Business Loan was perfect — it kept us going between being paid.
Dominic LyttletonOwner, Kohl Farms
When we needed quick funding to buy holiday inventory, they made it seamless. We had funds within 48 hours!
Nathan CaldwellRetail
ClickCapital gave us a flexible loan that worked perfectly to hire staff and renovate our café. Highly recommend!
Jessica LaneHospitality
Banks were too slow. ClickCapital got us to lenders immediately and within days we secured a major contract.
Ben ThorntonConstruction
FAQ

Got questions? We've got answers.

We offer unsecured business loans, lines of credit, equipment finance, vehicle and truck finance, commercial property finance, invoice finance, caveat loans, private lending and business insurance.

Fill out our quick online application, upload your documents, and get approved — often within 24 hours. Comparing options has no impact on your credit score.

For most applications: 6 months of business bank statements, your ABN or ACN, and valid identification. That's it.

Our minimum loan amount is $10,000 — enough to give your business the boost it needs to grow.

Many of our lenders allow early repayments with no penalties, so you can save on interest. Your specialist confirms each offer's terms.

From 3 to 60 months for most loans, and up to 25 years for commercial property finance.