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Flexible funds, only pay for what you use

Business Line of Credit

A revolving facility that gives your business funds on tap. Draw down when you need to, repay when you can, and only pay interest on what you actually use — the smartest way to manage cash flow.

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Business Line of Credit

Flexible funds, only pay for what you use

Up to $500k
Facility limit
Revolving
Reusable credit
Pay-per-use
Interest model
24–48 hrs
To set up
Check my eligibility
Why choose this

The benefits at a glance

Only pay interest on the funds you draw
Reuse the facility as you repay
Ideal buffer for seasonal or lumpy cash flow
No need to reapply every time you need funds
Keep your business moving without dipping into reserves
Is it right for you?

Ideal for businesses with fluctuating cash flow that want a safety net for stock, wages, tax bills or unexpected expenses.

Get my quote
Up to $500k

Facility limit

Revolving

Reusable credit

Pay-per-use

Interest model

24–48 hrs

To set up

How it works

Funded in 3 simple steps

1

Tell us about your business

A quick online form — under 2 minutes, no credit score impact.

2

Compare your options

We match you with the right lenders and the best available deals.

3

Get funded fast

Accept your offer and receive funds in as little as 24 hours.

FAQ

Business Line of Credit questions

Most Australian businesses with an active ABN and a few months of trading history can apply. The quickest way to know is a free quote — under 2 minutes, no credit score impact.

Many clients are approved within minutes and funded in as little as 24 hours, depending on the product and how quickly documents are provided.

Typically 6 months of business bank statements, your ABN/ACN and valid ID. Larger or secured facilities may need a little more.

No. Getting a quote and comparing options with ClickCapital has no impact on your credit score.

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