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Working capital, no asset security

Unsecured Business Loans

Inject $10,000 to $500,000 of working capital into your business — without putting up your home, vehicle or any other asset as security. Approved in minutes, funded in as little as 24 hours.

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Unsecured Business Loans

Working capital, no asset security

$10k–$500k
Loan amount
3–60 months
Flexible terms
24 hours
Time to funding
No assets
Security required
Check my eligibility
Why choose this

The benefits at a glance

No property or asset security required
Use the funds for any business purpose
Fixed, predictable repayments
Early repayment options with no penalty*
A simple online application — under 2 minutes
Is it right for you?

Perfect for covering cash-flow gaps, hiring staff, buying stock, marketing pushes or simply seizing an opportunity before it passes.

Get my quote
$10k–$500k

Loan amount

3–60 months

Flexible terms

24 hours

Time to funding

No assets

Security required

How it works

Funded in 3 simple steps

1

Tell us about your business

A quick online form — under 2 minutes, no credit score impact.

2

Compare your options

We match you with the right lenders and the best available deals.

3

Get funded fast

Accept your offer and receive funds in as little as 24 hours.

FAQ

Unsecured Business Loans questions

Most Australian businesses with an active ABN and a few months of trading history can apply. The quickest way to know is a free quote — under 2 minutes, no credit score impact.

Many clients are approved within minutes and funded in as little as 24 hours, depending on the product and how quickly documents are provided.

Typically 6 months of business bank statements, your ABN/ACN and valid ID. Larger or secured facilities may need a little more.

No. Getting a quote and comparing options with ClickCapital has no impact on your credit score.

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